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FAQ

Frequently asked questions

SSDI is a federal disability benefits program generally based on disability status and an individual's work history and payroll contributions.

SSDI is generally based on insured work history, while SSI is a needs-based program with separate income and resource rules.

Not everyone gets the same amount. The amount you get will depend on how long you worked and your earnings over that time.

The SSDI program pays monthly benefits to a disabled person and certain family members, if the disabled person is “insured,” meaning that person worked long enough — and recently enough — and paid Social Security taxes on those earnings. The number of work credits you need to qualify for disability benefits depends on your age when your disability begins. Generally, you need 40 credits, 20 of which were earned in the last 10 years ending with the year your disability begins. However, younger workers may qualify with fewer credits.

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